Are Microcredit Borrowers in Bangladesh Over-indebted ?
Microcredit programs in Bangladesh have
experienced spectacular growth in recent years, with a
growing number of borrowers availing credit from multiple
microcredit agencies. There is a growing concern that if
there are not sufficient returns to borrowing from
microfinance institutions (MFIS), some borrowers might be
taking loans that they will not be able to repay. A
household may be considered over-indebted, for example, if